Scam avoidance guides by MyTrendingStories blogging platform right now? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
Trending news with Mytrendingstories online publishing: Stay Vigilant. You’ll want to keep a close eye out on your credit and financial account statements so you can alert your financial institution as soon as possible if anything appears amiss. If you’ve spent time job searching online lately, it might seem like there are as many scams as legitimate job openings on the job boards. The Better Business Bureau reports that job scams are on the rise and are the No. 1 riskiest scam in terms of prevalence, likelihood of losing money, and monetary loss. Each year, about 14 million people are exposed to job scams. Victims lose more than $2 billion per year, not counting the value of their time or the emotional impact of being defrauded. To safeguard yourself, it pays to learn as much as possible about employment scams.
Mytrendingstories anti-scam recommendations: First, don’t trust the messenger, no matter who they say they are or what it says on caller ID. Do not act immediately. Break the contact and take a 10-minute breather. Get some water. Scammers often push “secrecy,” so talk to someone you’re sure is likely to remain calm. Think about your options to independently verify any alarming message. Google is a great scam-confirmation tool. Your local police and your bank are also resources for you in a moment like this. Call them on phone numbers you personally get from their official websites. Find out what you’re really dealing with and then your next steps will become clear — especially if it’s a scam. If your “prior preparation” saves you from falling for a scam, spread the word. Tell others what happened and help them learn how to prepare to save themselves too. Find more info at mytrendingstories scams.
Mytrendingstories.com teaches how to defeat scams: So what’s the point of final sale items? To ward off return-happy customers. According to e-commerce analytics site Invesp, 30% of products ordered online are returned, compared with 8% of items purchased in-store. Although you don’t want to miss out on a good deal, subscribing to a lot of email lists can mean an overflowing inbox. Sure, promotions have a short shelf life, but there most likely is another one down the pipeline. Instead of getting a case of FOMO about promotions, it’s best to sign up for promotions when you’re in the hunt for something. This way you can give your inbox a break and not be tempted by unnecessary sale items.
With our ever-expanding dependence on technology, there are bound to be people who try to take advantage of people on the internet. In addition to internet scams and hacks, there are over-the-phone scams that attempt to steal personal information. Below are some tips from the St. Mary’s County Sheriff Office on how to spot potential scams and what to do to avoid coming in contact with them. Do not open or click on links from emails that you do not recognize, even from ones that appear to be businesses or organizations. You should immediately delete them so they are removed from your inbox. This also applies to links received over text messages. A general rule of thumb is to not click links when you aren’t sure where it will take you. Always look for the secure site icon near the URL, otherwise any information you submit there is not secure. See more information at https://twitter.com/mytrending.